‘Pradhan Mantri Jan-Dhan Yojana’ has been launched for :

 a) providing housing loan to poor people at cheaper interest rates
 b)  promoting women’s Self-Help Groups in backward areas
 c) promoting financial inclusion in the country
 d) providing financial help to the marginalized communities

IAS Prelim-15

promoting financial inclusion in the country. PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country. The plan envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension facility.